Finance What You Need, When You Need It

Terms from 6 months to 7 years. Apply online in as little as 3 minutes.

*Tax Id required for business financing.
Complete the online application to receive a credit decision.
Review your final terms and sign your documents online.
We pay your vendor. They process your order.
Just click the finance button pictured above on the item you wish to finance and as soon as you're approved we'll handle the rest! Most approvals are instant and financing is complete in just a few hours.

Financing Questions?


Not all applicants will qualify for financing. All finance programs and rates are subject to final approval by Direct Capital, and are subject to change at any time without notice.

This is a conditional credit approval only - it is not a final credit approval. All programs, rates, approvals, issuance of purchase order, and funding are subject to validation of Direct Capital underwriting criteria, satisfactory completion of all necessary due diligence (including "know-your-customer" due diligence), execution and delivery of appropriate legal documentation and final credit approval, and are subject to change at any time. Direct Capital restricts the layering of our loan with any other loan outside of Direct Capital. Please contact your capital coordinator for a payoff amount prior to closing on any loans outside of Direct Capital.

© 2021 CIT Group Inc. All rights reserved. CIT and the CIT logo are registered trademarks of CIT Group Inc. Direct Capital is a registered trademark of CIT Bank, N.A. CIT Bank, N.A. is a subsidiary of CIT Group Inc. Direct Capital is a Division of CIT Bank, N.A.